#1Best Match
American Express Gold Card
Annual value$444
First-year value$1,944
Looking for a credit card? We'll tell you which one adds the most value to your wallet.
Omney Card Match analyzes your spending and existing cards to rank your best next cards based on additional rewards and benefits.
#2
Chase Sapphire Preferred
Annual value$353
First-year value$1,478
#3
Citi Strata Premier Card
Annual value$308
First-year value$1,208
Choose with your spending, not guesswork
Hint: There's only one right answer
Ask around
Hear opinions based on people's own priorities and spending - which in most cases is different from what you need.
Use questionnaire-based tools
Get a generic list of sponsored cards to consider that you still need to research.
Get Omney Card Match
Get a definitive ranking of cards to open, grounded in your actual spending and current wallet, not sponsorships. Omney does all the math and thinking - not you.
How it works
- 1
Connect your existing credit cards
Connect your existing credit cards via a secure, read-only connection. Omney never sees your bank credentials. Omney supports 100+ of the most commonly used credit cards in the U.S.
- 2
Answer a few quick questions
Let Omney know a few quick things so we can tailor your recommendations, such as if you're currently a student, and your credit profile.
- 3
See your personalized card suggestions
Omney analyzes your actual spending, which cards you already have, and real card-specific terms, to determine which cards will unlock the most value for you
What you get in your Omney Card Match report
Your best next cards, ranked
Go with #1 if you want to keep things simple. Dig into the details of each card if you want to know more.
See exactly where the value comes from
Review the estimated rewards, usable benefits, welcome offer, and annual fee behind each recommendation.
Card summary · 1 of 3
Know when to use each card
See how new cards would fit into your current wallet, and which cards to use for which purchases.
FAQs
Have more questions? Send us a message
What credit cards are supported?
Omney supports 100+ of the most commonly held personal credit cards from American Express, Apple, Bank of America, Chase, Citi, Discover, U.S. Bank, and Wells Fargo. Business credit cards and cards issued outside of the U.S. are not supported yet. Check below to see if your specific card is supported before purchasing Omney Card Match.
Supported cardsWhy pay when free card finders exist?
Most free card finders rely on short questionnaires to make assumptions on your spending, and commissions may affect which cards they recommend. Omney Card Match analyzes your actual spending history and the cards you already hold to provide personalized recommendations of new cards that would add the most value. Opening a new card can earn you hundreds of dollars - we believe $9.99 is well worth it to ensure you earn as much as you can.
Which accounts should I connect?
Connect all U.S. credit cards that you currently hold. Leaving out certain cards will decrease the usefulness of Card Match. You do not need to connect non-credit card financial accounts (e.g., checking, savings, investment).
Will this affect my credit score?
No. Omney Card Match itself does not impact your credit score. If you choose to apply for a card, the issuer may check your credit, which could affect your score.
Does Omney see my credentials?
No. Your connections are made through Plaid's secure platform. Omney only receives one-time read-only access to your credit card transactions.
How does Omney make money?
Omney currently earns revenue only from Card Match sales. We do not receive compensation for credit card applications.